When an estate is tied up in probate, an inheritance advance can feel like a life-saver—cash today instead of waiting months or even years for the court to sign off. Yet every funding option comes with a price. Understanding how those prices are calculated—and how they differ from traditional loans—empowers heirs to make a fully …
What Is Probate Funding?
When a loved one dies, their assets do not pass to heirs overnight. Instead, most estates enter a court-supervised procedure known as probate. During this period, which can stretch from a few months to several years, beneficiaries often find themselves asset-rich on paper but cash-poor in practice. Probate funding bridges that gap by turning part …
Inheritance Advance Guide
Waiting for an estate to clear probate can be a marathon—12 to 24 months for a straightforward case and far longer if disputes arise. A well-structured inheritance advance (also called a probate advance) bridges that gap by converting part of a future distribution into immediate, no-recourse cash. This guide walks you through every stage of …
How Inheritance Advance Works
Waiting for probate to close can feel endless—especially when everyday bills keep coming. An inheritance advance (sometimes called a probate advance) turns part of your future inheritance into cash you can use right now, without adding personal debt or monthly payments. Below, you’ll find a clear, step-by-step breakdown of how the process works, what it …
What Is an Inheritance Advance?
An inheritance advance is a financial product that allows heirs or beneficiaries to receive a portion of their expected inheritance, often within days, instead of waiting months or years for the probate process to conclude. Unlike a traditional loan, an inheritance advance is non-recourse: if the estate ultimately distributes less than expected, the funding company …
No Will? A Faster Path to Your Inheritance
How California Intestate Probate Works When someone passes without a will, the estate is labeled intestate and must follow the state’s succession laws. California courts give first priority to spouses and children, then move outward to parents, siblings, and more distant relatives. A judge appoints an administrator, inventories assets, settles debts, and only then distributes …
Qualifying for an Inheritance Cash Advance: A Beneficiary’s Guide
Understanding Inheritance & Probate Advances Waiting for a California probate to wrap up can feel endless. Formal cases commonly run nine to eighteen months before heirs see a penny, and complex estates may drag on even longer (California Courts Self-Help Guide). During that stretch, everyday expenses keep piling up. An inheritance cash advance—sometimes called a …
What it Means to Issue an Estate Citation
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
What is a Certified Copy of a Will?
The passing of a loved one often involves many responsibilities, including managing legal documents that detail the deceased person’s wishes. One important document in this process is the will, which spells out how their assets, property, and debts should be handled. In some cases, family members and legal representatives find themselves needing a certified copy …
The Simple Process of Obtaining an Inheritance Cash Advance
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Sua Sponte: Meaning and Relevance in Probate Cases
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
How Inheritance Loans Can Make All the Difference While Waiting Through Probate
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Defining and Explaining the Meaning of “Estate”
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Can You Live in a House During Probate?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Does a Reverse Mortgage Go Through Probate?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Are Probate Sales Cash-Only Transactions?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for …
What Happens to a House During Probate?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Why Crypto Estate Planning Is Essential
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Can You Appoint a Digital Executor for Your Estate?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Do All Bank Accounts Go Through Probate?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
When Is Probate Required?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Can an Executor Make Changes to a Will?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and often incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for …
When Is Probate Not Necessary?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
What Happens to an Estate If Probate Is Never Filed?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Common Examples of Executor Misconduct and How To Address Them
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Signs an Executor May Be Lying, and What Beneficiaries Can Do
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Understanding Who Pays for a Probate Bond in an Estate Case
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Understanding Probate Fraud
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
What Happens If You Make a Mistake on a Probate Application?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
How Long Do You Have To File Probate After a Death?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for …
What Is a Nominee in a Probate Case?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
A Complete Guide to Handling Intellectual Property Through Probate
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
The Role of Mediation in Resolving Probate Disputes
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Do Joint Bank Accounts Go to Probate?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Can You Get a Loan on Your Inheritance?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Can an Heir Refuse an Inheritance?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Financial Planning Tips To Use an Inheritance Advance Wisely
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
What Happens to a Corporation When the Owner Dies?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Do You Have To Pay a Tax on the Sale of Inherited Art?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Do Motor Vehicles Go Through Probate?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Intestate Estate Taxes: What Heirs Need To Know
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Common Challenges Executors Face During Probate
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Common Mistakes To Avoid When Submitting a Probate Petition
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Estate Tax vs. Inheritance Tax — All You Need To Know
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
The Executor’s Guide to Managing the Probate Timeline
Acting as an executor can feel like a juggling act, especially when you’re also grieving. Courts have their own rules about how estates should be settled, and each step takes time. In many places, you might wait at least three months just to give creditors a chance to file claims against the estate. If complicated …
Understanding Probate vs. Non-Probate Assets
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Required Documents for Your Probate Hearing
Losing a close friend or family member isn’t easy. On top of grieving, you might discover you have to appear in probate court—especially if the person left a will or owned significant property. This hearing is where a judge confirms the legitimacy of the will (if one exists) and lays out how the estate’s possessions …
Your Step-by-Step Guide To Securing a Probate Bond
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
The Executor’s Guide To Handling Life Insurance in Probate
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
How Probate Advances Help Beneficiaries Manage Immediate Expenses
Losing a loved one often brings an overwhelming number of responsibilities, from arranging the funeral service to sorting through personal belongings. The cost of a funeral alone can easily reach thousands of dollars, and it doesn’t help that these expenses vary wildly across the country—around $6,500 in some states, such as Mississippi, and well over …
What To Do When Inheriting Your Parents’ House: A Comprehensive Guide
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Legal Strategies for Recovering a Stolen Inheritance
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Step-by-Step Guide on How To Obtain a Copy of a Will
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Real-Life Applications of Inheritance Loans in Estate Management
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for …
Will vs. Trust: Which Takes Precedence in Estate Planning?
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for …
Legal Channels for Finding Out If Someone Has a Will
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Real-Life Stories: Beneficiaries Benefiting From Inheritance Advances
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Uncovering Trusts: How To Determine If a Trust Exists
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Maximizing Returns: Selling Probate Real Estate Efficiently
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for …
Navigating Probate Sales: Tips for Buyers and Sellers
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Maximizing the Value of Your Inherited Home with Equity Loans
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
Why Choose a Probate Advance Instead of a Traditional Loan?
Imagine you’re anticipating a sizable inheritance—maybe you’ve even started making plans for how to put the funds to use. A new home, a bucket-list vacation, or maybe just some breathing room to catch up on bills. But then the reality of probate sets in: before you see a cent, the estate has to undergo a …
The Benefits of Probate Funding for Managing Estate Expenses
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
How Inheritance Funding Can Expedite the Probate Process
Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the …
10 Questions to Ask Before Signing with an Inheritance Funding Company
Signing a funding contract that assigns a slice of your inheritance is a one-way door—once it’s closed, you can’t renegotiate the terms. A short, focused interrogation before you put ink to paper can spare months of regret later. Use the ten questions below to uncover true costs, timeline realities, and hidden risks—and to confirm you’re …
Direct Lender vs. Broker: Picking the Right Inheritance Funding Partner
Waiting for probate to wrap can feel like treading water while bills keep rolling in. Converting a slice of your eventual distribution into cash today is one way to stay afloat, but you still have to decide who will provide that cash. Providers fall into two broad camps—direct lenders and brokers—and each model affects speed, …
Essential Paperwork: Every Document Probate Loan Companies Ask For
Waiting on probate can put everyday finances on a razor’s edge. A probate loan (more precisely, a non-recourse inheritance advance) can solve the cash-flow crunch—but only after underwriters see the right documents. Forgetting even one item can turn a forty-eight-hour approval into a weeks-long scavenger hunt. Below is a practical, document-by-document checklist, plus context on …
Do You Qualify for an Inheritance Cash Advance? 7 Key Approval Factors
When probate stalls cash flow, an inheritance cash advance can feel like the fastest bridge between today’s expenses and tomorrow’s distribution. Qualification, however, is not one-size-fits-all. Funders focus on the estate’s strength, your legal position, and a handful of risk signals—very different metrics from those used by banks or credit-card issuers. Below are the seven …
Will an Inheritance Advance Hurt My Credit? What the Bureaus Really See
Waiting for probate to close can test even the healthiest balance sheet. When heirs turn to an inheritance advance to unlock a portion of their eventual distribution, one question almost always follows: Will this damage my credit? The short answer is nearly always no—but understanding why requires a quick tour through how credit bureaus record (or …
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