Signing a funding contract that assigns a slice of your inheritance is a one-way door—once it’s closed, you can’t renegotiate the terms. A short, focused interrogation before you put ink to paper can spare months of regret later. Use the ten questions below to uncover true costs, timeline realities, and hidden risks—and to confirm you’re …
Direct Lender vs. Broker: Picking the Right Inheritance Funding Partner
Waiting for probate to wrap can feel like treading water while bills keep rolling in. Converting a slice of your eventual distribution into cash today is one way to stay afloat, but you still have to decide who will provide that cash. Providers fall into two broad camps—direct lenders and brokers—and each model affects speed, …
Essential Paperwork: Every Document Probate Loan Companies Ask For
Waiting on probate can put everyday finances on a razor’s edge. A probate loan (more precisely, a non-recourse inheritance advance) can solve the cash-flow crunch—but only after underwriters see the right documents. Forgetting even one item can turn a forty-eight-hour approval into a weeks-long scavenger hunt. Below is a practical, document-by-document checklist, plus context on …
Do You Qualify for an Inheritance Cash Advance? 7 Key Approval Factors
When probate stalls cash flow, an inheritance cash advance can feel like the fastest bridge between today’s expenses and tomorrow’s distribution. Qualification, however, is not one-size-fits-all. Funders focus on the estate’s strength, your legal position, and a handful of risk signals—very different metrics from those used by banks or credit-card issuers. Below are the seven …
Will an Inheritance Advance Hurt My Credit? What the Bureaus Really See
Waiting for probate to close can test even the healthiest balance sheet. When heirs turn to an inheritance advance to unlock a portion of their eventual distribution, one question almost always follows: Will this damage my credit? The short answer is nearly always no—but understanding why requires a quick tour through how credit bureaus record (or …
Inheritance Advance Fees Explained
When an estate is tied up in probate, an inheritance advance can feel like a life-saver—cash today instead of waiting months or even years for the court to sign off. Yet every funding option comes with a price. Understanding how those prices are calculated—and how they differ from traditional loans—empowers heirs to make a fully …
What Is Probate Funding?
When a loved one dies, their assets do not pass to heirs overnight. Instead, most estates enter a court-supervised procedure known as probate. During this period, which can stretch from a few months to several years, beneficiaries often find themselves asset-rich on paper but cash-poor in practice. Probate funding bridges that gap by turning part …
Inheritance Advance Guide
Waiting for an estate to clear probate can be a marathon—12 to 24 months for a straightforward case and far longer if disputes arise. A well-structured inheritance advance (also called a probate advance) bridges that gap by converting part of a future distribution into immediate, no-recourse cash. This guide walks you through every stage of …
How Inheritance Advance Works
Waiting for probate to close can feel endless—especially when everyday bills keep coming. An inheritance advance (sometimes called a probate advance) turns part of your future inheritance into cash you can use right now, without adding personal debt or monthly payments. Below, you’ll find a clear, step-by-step breakdown of how the process works, what it …
What Is an Inheritance Advance?
An inheritance advance is a financial product that allows heirs or beneficiaries to receive a portion of their expected inheritance, often within days, instead of waiting months or years for the probate process to conclude. Unlike a traditional loan, an inheritance advance is non-recourse: if the estate ultimately distributes less than expected, the funding company …
