Estate
Many people think of “estates” as sprawling properties with grand lawns, but from a legal perspective, an estate is simply the total of everything a person owns. It might be mostly cash or investments, or it could include a house, cars, and personal items like jewelry or antiques. Most of the time, it’s a mix of several asset types.
What Can Be Part of an Estate?
Even if you assume a loved one owned only a few things, you could be surprised at how wide-ranging an estate actually is. Items commonly found in an estate include:
- Real estate and land
- A primary home or vacation property
- Cars or boats
- Cash and savings accounts
- Investments, stocks, and bonds
- Collectible items (like antiques or stamps)
- Business interests
Understanding exactly which assets make up someone’s estate makes it easier to plan for distributing them to heirs or beneficiaries.
Why Knowing an Estate’s Details Matters
When someone passes away, their property typically goes to the people named in their will or, if there is no will, to their closest relatives under state laws. It’s a wise move for a person to organize and plan their estate early. This includes:
Creating an Estate Plan
An estate plan often involves a will or a living trust, letting the owner say who should get each piece of property. It helps reduce confusion and prevents arguments among heirs.
Valuing the Estate
Before writing a will or trust, a person needs a decent idea of what their assets are worth. Cash is easy to value, but things like jewelry, antiques, or rare collectibles may need professional appraisals—especially since their value can fluctuate.
Protecting Assets from Taxes
If someone understands how much their estate is worth, they can use specific strategies—like trusts or gifts—to help limit estate taxes and inheritance taxes later on.
Different Types of Estates
- Traditional Estate
A traditional estate includes a will and an executor. This executor pays off debts, handles any creditor claims, and then distributes assets to the named heirs. Even with a valid will, many states require going through probate court. But if no one contests it, the process usually runs pretty smoothly. - Trust Estate
Setting up a living trust moves assets into that trust’s name, not the individual’s. When the trust owner (or “trustor”) passes away, the assets held in the trust generally skip probate. They simply transfer to the beneficiaries as spelled out in the trust documents. - Probate Estate
When a person dies without a valid will, that estate is considered a probate estate. State laws on “intestate succession” decide who inherits what. With no written instructions, it takes extra time for the court to figure out how to distribute the property.
If You’re Waiting on an Inheritance
Probate can catch many heirs off guard: even the simplest estates often need several months to settle, and more complicated ones might stretch on for a year or more. Meanwhile, you might really need those funds—perhaps to pay off debts, invest, or handle ongoing bills.
If you don’t want to wait the full length of probate, Rockpoint Probate Funding offers cash advances based on the inheritance you’re set to receive. Rather than waiting until probate wraps up, you can access a portion of the money sooner. Repayment happens later, directly from your share when the court finalizes distribution.
Feel free to call (888) 263-8588 for a free discussion about whether a cash advance suits your situation. It might be a practical way to avoid financial strain and still keep your estate-related plans on track.
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"Simply the best in professionalism and friendliness. Always ready to help! Thanks you all for helping us out in our time of great need!"
- David L.
"It was quick & easy! if you are in a hardship like was, then please give them a try. You will not be disappointed with their friendly services & prompt responses. "
- Margaret P.
"Very efficient and technologically current with reasonable terms. "
- Sarah W.
"I have used Rockpoint twice and both times I dealt with professional customer service that was very fast and efficient! They are very informative on the process and they guide you with ease from start to finish. If you are going through some tough times or last-minute emergencies and are awaiting a settlement, I definitely recommend Rockpoint for all your financial needs!"
- Michael B.
"My business with Rockpoint was seamless, easy quick and quite helpful. They helped me out in a spot of dire need. I couldn't suggest their service with anything but the heighest regard."
- Emily J.
"Simply the best in professionalism and friendliness. Always ready to help! Thanks you all for helping us out in our time of great need!"
- David L.
"It was quick & easy! if you are in a hardship like was, then please give them a try. You will not be disappointed with their friendly services & prompt responses. "
- Margaret P.
"Very efficient and technologically current with reasonable terms. "
- Sarah W.
"I have used Rockpoint twice and both times I dealt with professional customer service that was very fast and efficient! They are very informative on the process and they guide you with ease from start to finish. If you are going through some tough times or last-minute emergencies and are awaiting a settlement, I definitely recommend Rockpoint for all your financial needs!"
- Michael B.
"My business with Rockpoint was seamless, easy quick and quite helpful. They helped me out in a spot of dire need. I couldn't suggest their service with anything but the heighest regard."
- Emily J.
"Simply the best in professionalism and friendliness. Always ready to help! Thanks you all for helping us out in our time of great need!"
- David L.
"It was quick & easy! if you are in a hardship like was, then please give them a try. You will not be disappointed with their friendly services & prompt responses. "
- Margaret P.
"Very efficient and technologically current with reasonable terms. "
- Sarah W.
"I have used Rockpoint twice and both times I dealt with professional customer service that was very fast and efficient! They are very informative on the process and they guide you with ease from start to finish. If you are going through some tough times or last-minute emergencies and are awaiting a settlement, I definitely recommend Rockpoint for all your financial needs!"
- Michael B.
"My business with Rockpoint was seamless, easy quick and quite helpful. They helped me out in a spot of dire need. I couldn't suggest their service with anything but the heighest regard."
- Emily J.
"Simply the best in professionalism and friendliness. Always ready to help! Thanks you all for helping us out in our time of great need!"
- David L.
"It was quick & easy! if you are in a hardship like was, then please give them a try. You will not be disappointed with their friendly services & prompt responses. "
- Margaret P.
"Very efficient and technologically current with reasonable terms. "
- Sarah W.
"I have used Rockpoint twice and both times I dealt with professional customer service that was very fast and efficient! They are very informative on the process and they guide you with ease from start to finish. If you are going through some tough times or last-minute emergencies and are awaiting a settlement, I definitely recommend Rockpoint for all your financial needs!"
- Michael B.
"My business with Rockpoint was seamless, easy quick and quite helpful. They helped me out in a spot of dire need. I couldn't suggest their service with anything but the heighest regard."
- Emily J.
Empowering Heirs & Beneficiaries
No Win, No Repayment
With our non-recourse funding, if you don't settle or win your case, you owe us nothing. Our lien does not need to be repaid unless you succeed.
No need to wait for months or years
Rockpoint Probate's legal funding lets you unlock your inheritance without having to wait for the conclusion of your case.
Collaborative Approach
We work closely with you to ensure funding is processed promptly and seamlessly, without interfering with your case.
Rockpoint Probate Benefits
Reliable Support
Have a question? Our customer service representatives are available Monday – Friday, 9:00 am – 5:00 pm, Pacific time. Call us at (888) 706-6614.
Direct Funding, No Brokerage Fees
Rockpoint Probate is not a broker. Dealing directly with us means no brokerage fees, more competitive rates, less paperwork, and quicker processing times.
Fast Approval and Funding
Once approved, we coordinate contract signing between Rockpoint and the heir. If cut-off times are met, funds can be sent the same day.